7 Secrets to Designing Your Dream Home

Designing Your Dream Home

Having a custom home built for your next property is a major investment in time and expense, so it’s important that you have it designed to specifications that fit not only your lifestyle but on-going needs too. If you’ve never had a home built before, the decision making can be overwhelming; that’s why we’ve compiled a list of seven secrets you can use now – to design the perfect dream home for you and your family.

1. Start a List of Must Have Items in Your New Home

Before you start working out the finer details of your home’s build, it’s important to consider which elements are absolutely unforgiving in the layout and which items are more flexible in terms of the overall design.It’s important to consider the natural flow you’re hoping for within the home too; do you want an open concept plan or something more traditional? Do you require a single, spacious area or would you rather have a private dining room for family functions? Grab a piece of paper and start writing out the pros and cons of each idea – to see what works best within your family. Likewise, determine how many bedrooms you’d like the home to have as well, taking into consideration any future family additions down the road.

2. Daydream About the Final Product

Take a look through various magazines, websites and photographs of different styles of homes – noting what you like and don’t like about each of the rooms you see. Pay attention to the colours, floor plans, finishing materials and design—as these can help you shape your custom home build too. If you find something you love, save the image to show your builder – especially if you’d like to replicate the image. The builder can let you know whether the design will match well with the current floor plan or whether they’d need to accommodate your request in a different way (such as reducing the cabinets in the kitchen, if space is limited).

3. Think About the Big Picture

Many home owners think solely of their current situation (family and children, finances, finishes) that they forget to plan for the future too. When you’re planning your home, it’s important to remember that life’s circumstances change quickly – whether that means having more children or caring for an elderly parent. Discuss important details about future events with your builder; like adding an in-law suite into the basement or roughing in an additional bathroom downstairs. These are all items that can save you money long-term, instead of adding them in later.

4. Upgrades During the Build Means Less Improvement Later

When you’re planning your custom home build, it’s important to remember that the home is built to your specifications and requirements. Often times, home owners opt for a cheaper finish (laminate over granite, for instance) with the idea of changing it at a later time. This mentality is backwards of what should happen; opt for upgrades which can be enjoyed throughout the years – instead of setting yourself up for additional work down the road. The last thing you’ll want to do is remodel your kitchen in five years, when you finally want the granite.

5. Know Your Budget and Compromise on Design

Looking at your list of must-haves, determine which items are the most important. While having a custom stone bathroom might be a nice feature, sacrificing a fourth bedroom to achieve it is impractical. Consider which of the items on your list would offer the most benefit to your family and make sure you have those items in place. Once you’ve narrowed your options down, reassess your budget to factor in any upgrades you’d still like to have – within a price you can afford.

6. Talk to Your Builder About Specifications

An experienced home builder has seen hundreds of homes developed and built throughout the years; trusting his opinion on design and floor planning is a wise decision. If you’re not sure of the optimal finishes for durability or longevity, ask his opinion. He’ll give you a fair assessment of different materials, giving you the tools you need to make a final decision.

7. Determine the Costs of Upgrades Over Time

Looking at the individual costs of upgrades can scare even the most experienced home developer – but it’s important to understand these costs only offer a small picture of the home. When you’re having a custom home built, you’ll be building a home to your ideal design and specification – meaning you’ll have less overall renovation requirement down the road.Many times, the costs of high-end upgrades (like commercial appliances in the kitchen or floor heating) can have a minimal impact on your final purchase price of the home. This means your monthly mortgage payment might increase by a few dollars at the end of the build – instead of paying the expenses in a lump sum.

7 Secrets to Designing Your Dream Home

Insights From the Mind of the Homebuyer

Infographic-Insights From the Mind of the Homebuyer

As the busiest homebuying season of the year gets under way, potential buyers are poised to get off the sidelines and enter the market.

According to Chase’s national survey “Insights: From the Mind of the Homebuyer”, potential home buyers say they aren’t concerned about navigating the home-buying process, but a deeper look shows that their anxiety about the homebuying process is high. In fact, interested buyers are considerably more anxious about the buying process (70%) than they are about getting a root canal (64 %) or public speaking (62 %).

Homebuyers are optimistic that it’s a good time to buy but they anticipate challenges. Besides interest rates, Chase’s survey found that interested buyers are concerned about finding the home they want within their budget. Three out of four buyers are worrying about beating out the competition to get it.

Only one in four interested buyers correctly answered a series of questions about home buying, including how annual percentage rates work, how much should they put down for down payment, and how credit scores work.

The majority of interested buyers (62%) think that now is a better time to purchase a home compared to last year and plan to purchase the new home in the next 18 months. Top reasons they want to buy now include rising rental costs and historically low interest rates.

Whether shifting from renting to buying, or upgrading from their current home, potential homebuyers want to make a move before interest rates begin to rise, as some analysts predict.

As for their motivations for buying, 32% attribute it to current low mortgage rates. Another 35 percent said if 30-year fixed mortgage rates were to rise above 4%, it would delay their purchase. An additional 20 percent said upgrading from their current home was their motivation for buying.

The survey also revealed insights into homebuyers’ concerns and challenges.

The majority of potential homebuyers are concerned about finding a home that fits within their price range (56%) and that’s located in a quality neighborhood (56%). Buyers are clearly worried about housing inventory and rising prices, especially during the competitive spring buying season,” But the research also shows that interested buyers are optimistic and ready to act on their goals.

Quick stats from the “Insights From the Mind of the Homebuyer” survey:

• 43 percent of potential home buyers feel that getting a mortgage will be easier this year.


• 56 percent say they are concerned about finding a home that fits within their budget and that’s located in a quality neighbourhood.


• 32 percent want to buy soon in order to take advantage of low rates;


• 35 percent say that 30-year fixed mortgage interest rates rising above 4 percent would delay their decision to buy


• 20 percent say the rising cost of rent is their number-one reason to buy


• 20 percent say the desire to make an upgrade from their current home was their top reason to buy


• 70 percent of those surveyed said they thought they may have missed their opportunity to buy already, as home prices are increasing.


• 3 out of 4 homebuyers are concerned their offer will be outbid by others


• 73 percent said they’d give up things like eating out and taking vacations in order to buy their dream home.”


• 42 percent say they aren’t at all concerned about lacking understanding of the mortgage process.

In addition, the survey revealed tensions among homebuying couples:

One-third of homebuying couples have been bickering with their partner during the process. One reason for the spats may be the budget.

Men and women differed in their feelings on how important it is to stick to the budget; about half of women (49 percent) say they are more conservative than their partner and don’t want to go beyond their agreed-upon budget, while 39 percent of men say they are less conservative than their partner and are willing to push their budget limit to get the home they want.

 

 

 

Insights From the Mind of the Homebuyer

10 Coolest Automation Products for Your Home

Home automation products, while not new, haven’t gained widespread adoption. However, interest continues to build. Among all consumers, 48% said they were either “extremely or somewhat interested” in purchasing home automation products. Among smartphone and tablet owners, the numbers are higher with 62% of consumers saying they are “extremely or somewhat interested” in purchasing.

With families becoming busier than ever, it’s important to stay on top of the newest advances in making our lives simpler. That’s why we love discovering new products that offer innovative solutions to constantly being on the go. Here are the top ten automation products for your home that we think you’re going to love.

1. Home Control Systems

These automated systems work perfectly with almost any device that accesses the internet – making them an accessible product that makes life simpler. They typically come with built in features that help keep your home safe and secure while you’re not home. You’ll be able to access your home’s lights, alarm system, thermostat, security cameras and door lock systems – using an online portal (like a smart phone or computer).

iPad Home Control System

2. Automated Light Switches

Perfect for outdoor lighting systems or virtually any room in the house, these automated light switches make the perfect accessory to an individual on the go. Simply access your app with any device compatible with WI-FI and turn your lights (or electronics) on or off effortlessly. Pay attention to the programming requirements for the automated light switches – some require an Apple product, where others allow basic WI-FI access to use.

Automated Light Switches

3. Wireless Camera Monitoring Systems

Long gone are the days of installing large clunky security cameras; new wireless security and monitoring systems take only seconds to set-up and offer exceptional viewing capacity. With automated recording, two-way talk, scheduling options and comprehensive software – these cameras can help keep your home safe and secure, even when you’re thousands of miles away.

Wireless Camera Monitoring System

4. Automated Thermostat Products

Although programmable thermostats have been around for a long time, new wireless options are making home comfort a top priority. New systems have been designed to control and monitor the temperature in your home based not only on a set degree – but on the indoor and outdoor temperatures and humidity levels too. This helps regulate the actual temperature, giving a better climate control over all.Systems also work with most smart phone systems, meaning you can adjust the temperature inside your home, from virtually anywhere.

Automated Thermostat

5. Automated Electronics with Motion Sensors

Control your home electronics and appliances by using movement as the switch. By installing a motion sensor switch, your home will only use the items (like a television or light) when you’re in the room. You can use the system to arrange lights to turn on when you arrive home – without having to fumble in the dark or turn off a fan or appliance when you leave.

Automated Electronics with Motion Sensors

6. Electronic Door Lock System

Never worry about forgetting your key again with new automated door locking systems. These systems install much like a traditional deadbolt, however you’ll also receive a wireless ability to lock and unlock your door with a simple touch (provided you have your smart phone with you.) Most systems also work on a key fob system, which is ideal for families with children needing to let themselves into the home.

Electronic Door Lock System

7. Automated Kitchen Appliances

For families on the go, finding the time to eat together can be nearly impossible. Factor in the time it takes to prepare and cook the meal – and it can be a lengthy process. That’s why new improvements to everyday kitchen appliances are so important.New appliances are programmable to work with your smart phone – adjusting the temperature, cooking time, starting and stopping the appliance—all with the touch of a button. You won’t have to worry about hitting traffic on the way home, or over cooking your pot roast again.

iCofee More Than A Cup Of Joe

8. Smart Energy Switches

Much like the automated light switches, automated energy switches can be controlled with most smart phones or electronics with WI-FI access. You’ll be able to log into the software or app and automatically turn off the power to any device that is plugged into it – saving you costly wasted energy throughout the year.

Smart Energy Switch

9. Automated Smart Cam Products

If you’re stuck at the office have peace of mind throughout the day with an automated camera system. They can be installed virtually anywhere within the house – connecting you to a live-time view of your home while you’re away. You’ll be able to check in on the kids, pets or property from virtually anywhere with an internet connection; using audio and motion detection and two-way talking options too.

Automated Smart Camera

10. Lawn Maintenance and Irrigation Systems

Whether you’re on vacation or simply don’t have the time to maintain your grass on a daily basis, automated lawn care systems are easily installed for home owners on the go. With the ability to set the time and duration of watering – you’ll never be left with burnt grass again. Most systems include pop-up style irrigation systems meaning you’ll never trip over sprinklers again when you’re outside enjoying the sun.

Lawn Maintenance and Irrigation Systems Control

10 Coolest Automation Products for Your Home

10 Coolest Automation Products for Your Home

Home automation products, while not new, haven’t gained widespread adoption. However, interest continues to build. Among all consumers, 48% said they were either “extremely or somewhat interested” in purchasing home automation products. Among smartphone and tablet owners, the numbers are higher with 62% of consumers saying they are “extremely or somewhat interested” in purchasing.

With families becoming busier than ever, it’s important to stay on top of the newest advances in making our lives simpler. That’s why we love discovering new products that offer innovative solutions to constantly being on the go. Here are the top ten automation products for your home that we think you’re going to love.

1. Home Control Systems

These automated systems work perfectly with almost any device that accesses the internet – making them an accessible product that makes life simpler. They typically come with built in features that help keep your home safe and secure while you’re not home. You’ll be able to access your home’s lights, alarm system, thermostat, security cameras and door lock systems – using an online portal (like a smart phone or computer).

iPad Home Control System

2. Automated Light Switches

Perfect for outdoor lighting systems or virtually any room in the house, these automated light switches make the perfect accessory to an individual on the go. Simply access your app with any device compatible with WI-FI and turn your lights (or electronics) on or off effortlessly. Pay attention to the programming requirements for the automated light switches – some require an Apple product, where others allow basic WI-FI access to use.

Automated Light Switches

3. Wireless Camera Monitoring Systems

Long gone are the days of installing large clunky security cameras; new wireless security and monitoring systems take only seconds to set-up and offer exceptional viewing capacity. With automated recording, two-way talk, scheduling options and comprehensive software – these cameras can help keep your home safe and secure, even when you’re thousands of miles away.

Wireless Camera Monitoring System

4. Automated Thermostat Products

Although programmable thermostats have been around for a long time, new wireless options are making home comfort a top priority. New systems have been designed to control and monitor the temperature in your home based not only on a set degree – but on the indoor and outdoor temperatures and humidity levels too. This helps regulate the actual temperature, giving a better climate control over all.Systems also work with most smart phone systems, meaning you can adjust the temperature inside your home, from virtually anywhere.

Automated Thermostat

5. Automated Electronics with Motion Sensors

Control your home electronics and appliances by using movement as the switch. By installing a motion sensor switch, your home will only use the items (like a television or light) when you’re in the room. You can use the system to arrange lights to turn on when you arrive home – without having to fumble in the dark or turn off a fan or appliance when you leave.

Automated Electronics with Motion Sensors

6. Electronic Door Lock System

Never worry about forgetting your key again with new automated door locking systems. These systems install much like a traditional deadbolt, however you’ll also receive a wireless ability to lock and unlock your door with a simple touch (provided you have your smart phone with you.) Most systems also work on a key fob system, which is ideal for families with children needing to let themselves into the home.

Electronic Door Lock System

7. Automated Kitchen Appliances

For families on the go, finding the time to eat together can be nearly impossible. Factor in the time it takes to prepare and cook the meal – and it can be a lengthy process. That’s why new improvements to everyday kitchen appliances are so important.New appliances are programmable to work with your smart phone – adjusting the temperature, cooking time, starting and stopping the appliance—all with the touch of a button. You won’t have to worry about hitting traffic on the way home, or over cooking your pot roast again.

iCofee More Than A Cup Of Joe

8. Smart Energy Switches

Much like the automated light switches, automated energy switches can be controlled with most smart phones or electronics with WI-FI access. You’ll be able to log into the software or app and automatically turn off the power to any device that is plugged into it – saving you costly wasted energy throughout the year.

Smart Energy Switch

9. Automated Smart Cam Products

If you’re stuck at the office have peace of mind throughout the day with an automated camera system. They can be installed virtually anywhere within the house – connecting you to a live-time view of your home while you’re away. You’ll be able to check in on the kids, pets or property from virtually anywhere with an internet connection; using audio and motion detection and two-way talking options too.

Automated Smart Camera

10. Lawn Maintenance and Irrigation Systems

Whether you’re on vacation or simply don’t have the time to maintain your grass on a daily basis, automated lawn care systems are easily installed for home owners on the go. With the ability to set the time and duration of watering – you’ll never be left with burnt grass again. Most systems include pop-up style irrigation systems meaning you’ll never trip over sprinklers again when you’re outside enjoying the sun.

Lawn Maintenance and Irrigation Systems Control

10 Coolest Automation Products for Your Home

8 Ways to Get Cheap Financing for Your New Home

Financing For a New Home – Can we afford it?

Purchasing a new home takes a major commitment; especially when you’re trying to finance the home as cheaply as possible. Banks and lenders seem to be all over the board when it comes to interest rates and amortization periods – making your decision a tough one.

Fortunately, we’ve compiled eight ways to secure cheap financing for your new home. Follow these tips before securing your lender, if you’re hoping to save some money on your mortgage.

1. Make sure your credit score is excellent.

The key to securing low interest financing starts with your credit score; looking at not only your total debt ratio but your employment too. That’s why it’s critical to stay on top of any changes to your credit – reporting them immediately if they’re found incorrectly on your report.

Accidents within your credit report can and do happen – whether that’s a mix up in reporting or a forgotten account that’s gone to collections. Take the time to go through your report and fix any outstanding issues before you try and find a lender.

2. Create a Sizable Down Payment

Banks and lenders like to see commitment from their customers – which starts with the long-term savings goal. Instead of opting for the standard 3.5% down payment, aim to save 20% of your home’s value.

Invest the savings into a high-interest account that remains untouched over a period of time for the maximum return on your investment. It’s important to remember that while saving the money for a down payment might be difficult; showing the lenders you’re committed to purchasing a home is the ultimate goal.

By having the 20% of the value, you’ll not only show the banks your commitment to your debts, you’ll also reduce the overall mortgage costs too. This means you’ll have less mortgage payments, lower interest on the loan and a higher likelihood of securing financing.

4. Consider Long Term Mortgages

Although amortization periods can be as little as 5 years, if you’re willing to extend the repayment period to 30 years – you’ll pay a lower amount of money per month than the shorter time frames. The draw back to extending your term is paying a higher interest rate total on the mortgage amount.

5. Build Loyalty with a Bank or Lending Institution

Having other services with a lending company shows a long-term commitment with the company overall, which many banks like to see at the time of approval. By having other services (like short-term loans, banking accounts, or insurance) with a banking or financial institution, they’ll be able to see your long-term history through the accounts. Short term loans can also give them a bigger picture on your payment history as well – so make sure any payments are current and up-to-date.

6. Look Beyond the Interest Rates

If you’re looking to secure cheap financing it’s important to look past the interest rates of the loan. Many times, it’s not necessarily the interest that will affect your overall payment; it’s the additional fees that can add up quickly. Read through the contracts carefully, looking at underwriting costs, document preparation fees and any other costs within the contract. Compare the total monthly payment (or mortgage amount) with some other lending institutions.

7. Be Honest on Your Loan Applications

It’s important to be open and honest with a lending company – especially if you’re trying to secure a mortgage. Avoid inflating your monthly income, savings accounts, investments or the like – it’ll only cause you problems when it comes time to an approval.

Lending companies like seeing a clear ability to pay down the debt; looking at the total picture of repayment, instead of specific numbers. Lending institutions also like seeing stability with employment, showing a regulated monthly amount coming in every month too.

Make sure that you’re honest about how long you’ve worked for a company, as they’ll pull your information up on the credit report (or through CRA websites). Make sure you’ve been consistently working for the last 24 months to improve your chances of approval – and receiving cheap financing. Fudging your monthly income or inflating the amount of time you’ve been with a company can result in delayed approval, or an automatic rejection.

8. Find a Co-Signer for the Mortgage

If you’re finding it difficult to secure cheap financing, consider asking a friend or family member with amazing credit to co-sign on the application. Many times the additional applicant can help improve the overall credit allowance, giving you a higher approval rate than using a sole income alone.

It’s important to remember, however; the person co-signing on the loan will be responsible for the debt in the event you default or declare bankruptcy. Make sure you have a clear guideline of how much you can afford (even if you’ve been approved for more) to limit the risk of defaulting.

8 Ways to Get Cheap Financing for Your New Home

The Need for Energy Efficient Homes

Flying Cars or No Flying Cars, the Future Needs Energy Efficient Homes

Our planet will be a very different place in the coming years. By 2050, Earth will be home to another 3 billion people, of which 70% will live in cities. Although many things about the future are still ambiguous, it is quite clear that there will be many new buildings where people live and work.

Whether flying cars will still be science fiction or a means to get to work every day, energy efficient homes will certainly be a big part of the future. Or at least they should be. Otherwise, the future may not be something to look forward to. The unprecedented rise in energy consumption will reach even bigger heights, risking the sustainability of everyone on the planet.

Ontario contractors who build energy efficient houses are playing a very important role in decreasing energy use. Many homeowners in Ontario know this from experience, as they hired such home builders to construct a beautiful, energy efficient house.

The Major Source of Energy Consumption in Homes

The growth in household wealth, among other things, have increased the demand for bigger houses, and therefore, for higher energy consumption.

The increased use of consumer electronics in modern homes has further increased energy consumption. From kitchen appliances to entertainment systems, there are numerous items spurring the energy consumed in homes today.

People certainly cannot do without such appliances and machines. What they can do however, is look towards energy efficient construction methods. ICF, short for insulating concrete form, is one such home building method that is an excellent way to do just that.

Perhaps the biggest source of energy consumption comes from temperature control. In Canada for instance, there is no way around a heating system in homes. Ontario contractors who offer ICF construction will tell you how you can conserve energy by using insulating concrete for building your home.

What Inefficient Buildings Do

Consume 40% of the world’s energy. That’s what our inefficient buildings are doing. Moreover, they emit more carbon than vehicles and industrial buildings such as factories. This inefficiency creates all sorts of problems for people and the world they inhabit.

A simple internet search will reveal the many effects of increased energy consumption. From rising global warming to shirking supply of drinking water, there is a lot of trouble brewing as a result of energy wastage.

What Home Owners Can Do

Fortunately, there are ways available that can be used to drastically diminish the energy consumed by buildings over the next four decades. Construction technology and techniques exist today that can cut energy consumption by anywhere between 50% and 80%. That is where the work of Ontario contractors specializing in building energy efficient homes shines most brilliantly.

The Three Beneficiaries of Energy Efficient Homes

The Home Owners

A long list of benefits of energy efficient homes built with ICF is enjoyed by the people living in the house. Benefits include:

• Energy Efficiency


• Strength


• Durability


• Peace & Quiet


• Comfort


• Cleaner Air


• Fire Resistant & Retardant


• Lower Insurance Premium

It makes sense too. There must be a reason why an increasing number of people are turning to energy-efficient construction methods such as using ICF construction.

The Environment

ICF construction offers the best of green construction. Less energy consumption means a better environment. With ICF requiring 40% less energy for heating, it makes for considerable energy saving.

There are many green, energy efficient home construction techniques and methodologies. ICF stands tall among these with the exceptional energy conservation it offers. So when home owners enjoy their energy efficient house, the environment enjoys them too.

The Government

Energy efficient homes are also a great relief for governments, which always seem to be pressed for energy. The huge energy conservation offered by ICF homes translate into a lot of usable energy made available for many development projects that would be otherwise impossible or difficult to undertake.

So in a way, the work Ontario contractors offering ICF construction helps governments oversee a much cleaner, faster developing nation.

Why Home Owners are the Key

The need for energy efficiency cuts across both residential and commercial buildings. Home owners and commercial property owners need to realize the importance of green construction. However, decisions in companies take time, sometimes too much. Even good decisions get delayed due to the number of people involved, ineffective communication, poor management and several other factors.

Home owners face no such problems. So, while companies are coming around and embracing ICF and other energy efficient constructions models, it is the home owners who have to lead the race away from an energy crisis and towards a better, cleaner environment.

No bureaucracy, no unnecessary meetings, no bean counters; home owners are in a much better position to make the right choice. Capable Ontario contractors are always around to help such home owners whether they are first-time home owners or those looking for a new, better house.

The Need for Builders that Specialize in ICF Construction

Almost every homeowner in Ontario wants the wonderful things that ICF homes offers. Those who are able to enjoy these benefits are who work with Ontario contractors that specialize in ICF construction. These companies know the ins and outs of insulating concrete form and have the expertise and experience to build a strong, energy efficient house.

ICF Home.ca, offers prospective homeowners in Ontario the best chance to own a beautiful, strong and unique home built with insulating concrete form. As one of the oldest Ontario contractors specializing in insulated concrete homes, ICFHome.ca offers a comprehensive home construction solution. Whether it is taking on your entire home construction, handling just the ICF portion, or sourcing hard-to-find energy efficient home components, ICF Home lets you choose how you would like to be assisted in building a great energy efficient home.

The Need for Energy Efficient Homes

It's Easy Being Green: Products that Will Save Energy, Water and Money

Easy Being Green

With energy and utility costs expecting to rise in the next few years, investing in environmentally friendly products can help you save energy, water—and perhaps most importantly, money. To help you get started, we’ve compiled a list of products that will help you live green.

Energy Efficient Bathroom Items

As much as 65% of all indoor water use occurs within the bathroom. If you’re not using low-water, energy efficient products, you’ll likely wasting thousands of litres of water every year – which can add up financially over time. That’s why it’s important to optimize your home’s bathrooms with environmentally-friendly products; reducing your impact on the environment and reducing your family’s overall water waste.

Low Flush Toilets

Traditional toilets can use up to 18 litres of water per flush – wasting hundreds of dollars per year. In comparison, low-flush toilets are designed to use six litres of water or less per flush, which can add up to substantial savings over time. In fact, the CHMC conducted a study comparing water-efficient toilets to standard ones in a single-family dwelling; the results reported a 68% decrease in water consumption between the two.

Low Flow Shower Heads and Faucets
The average family of three can take approximately 1,000 showers throughout the year; with the average conventional showerhead using 18 to 27 litres of water per minute—the costs can add up quickly. Consider installing a low-flow unit that typically uses 9 to 11 litres per minute, saving thousands of litres per year.

Most showerheads and faucets are based on an aeration technique by adding air into the water stream. This creates an even, full shower spray despite using less water. Low-flow showerheads and faucets come in a variety of styles and finishes, so you’ll be able to maintain the luxurious feel of any bathroom, without wasting water and money.

Energy Efficient Kitchen Items

Opt for new energy efficient refrigerators and freezers when designing your kitchen; ideally choosing a model with an ENERGY STAR for optimal efficiency. In fact, although an ENERGY STAR fridge costs a little more to purchase initially, they’ve generally paid for themselves within a few years.

When selecting your refrigerator, consider the size of your family and the storage requirements you have. The average household requires a fridge between 16 and 22 cubic feet for optimal storage. Selecting a fridge that’s too small can cause overcrowding – which can become inefficient; likewise, a fridge that’s too big will simply waste energy.

If your family requires a deep freezer, opt for a chest style over the upright models. Chest freezers are typically 25% more energy efficient than upright models which will continue to save you money in the long-run.

Energy Efficient Housing Items

High Efficiency Water Heater

Heating water requires extensive amounts of energy, often times heating the entire tank of water to maintain a temperature repeatedly. While this does, in fact, work well for most homes, opting for a high efficiency water heater can save you energy and money. Look into purchasing a per use water heater, which heats the water at the time of use – instead of consistently warming it (for instance, when you’re sleeping or at work). This way, you’ll only use energy to heat water you’re using at that time – instead of around the clock when you don’t need it.

Likewise, you can also insulate any visible water pipes to help eliminate any heat loss as well. By insulating the pipes, you’ll help keep the temperature consistent and use less energy in the process.

Added Insulation for Extra Warmth
If you’re looking to save some money on your heating bill, consider adding extra insulation (like spray foam) to your home’s structure. But adding spray insulation, you’ll be left with a fuller, thicker coverage – keeping your house warm and toasty in the winter by keeping the cold out. Likewise, you can opt to add additional insulation to the attic and basement of your home as well, which can improve the energy efficiency of your home too.

Properly insulating your home can reduce your year-round energy usage by 20-60%, which can add up to considerable savings over time. Likewise, insulation is one of the most cost effective ways to reducing your heating and cooling expenses over time.

Small Changes Add Up to Big Savings

While it might not seem like a lot of changes, making small improvements to your home’s structure and design can add up to considerable savings over the years. As more people understand the importance of living green, the value for homes with these features and qualities can hold or improve the retail value in the event they decide to resell down the road. Combined with the immediate savings you’ll see at the time of installation, having an energy efficient home is a no-brainer.

It's Easy Being Green: Products that Will Save Energy, Water and Money

Home Automation - Welcome to the New Age of Homeownership

Home Automation – Run Your Home Wirelessly

Home Automation – What’s Next?

While it was something once seen in science fiction movies and futuristic films, home automation (also known as SMART homes) are becoming an increasing trend as technology makes a greater push into society. With an increasing prevalence in modern home building, smart homes are becoming more common – with the ability to monitor and control various electronic devices from virtually anywhere with an internet connection.

Generally speaking, a smart home automation would seamlessly integrate most devices; lights, security cameras, refrigerators, door locks, sound system, televisions and thermostats – with more technology bringing new wireless technologies as each year passes. As more technological items begin to embrace the wireless capacity, more features will become available for integrating throughout the home.

The Benefits of Smart Homes

While there is obviously the benefit of convenience when it comes to smart home technologies, the benefit opportunity doesn’t stop there. Having the automation process of simple tasks set up throughout the home offers home owners the ability to save time. Whether it’s time they’d rather spend with friends or family, time they’d rather spend at the office or other hobbies – saving time on everyday items helps increase the selling proposition.

Smart homes typically also offer a more energy efficient capacity than standard home builds too. With an automated process, the ability to customize various home processes like temperature control, lighting systems, and water saving features can work to save home owners money on their utility bills, while lowering the overall impact on the environment.

The further development of automation also works to add additional security for the ailing and elderly generations as well – by eventually providing access to monitoring the movements of a relative suffering from mental health issues.

Current Smart Home Devices

While the current spectrum of smart home devices continues to climb, it seems that certain devices have become more popular in the last few years, as they work to establish main-stream capacity in new home builds. These devices can range from individual to individual, but generally work to connect in the following industries:

1. Automated Heating Systems

As utility costs continue to climb more home owners are interested in applying the automation products in their homes. These systems can help an individual monitor the internal temperatures of their home – setting the temperature from anywhere in the world, without having to enter the residence.

Nest thermostat claims to learn from you as you use it, which basically means it remembers your input and will eventually start making changes for you. It learns from you and your home, programs itself automatically, and helps save energy when you’re away. And you can control it using your smartphone, tablet, or laptop. 

2. Automated Lock Systems

With more carrying smart phones and devices, automated locking systems are steadily gaining in popularity. Unlike traditional dead bolt systems, the housing locks are controlled with an electronic release through approved devices. This means that you’ll never need a key to gain access to your home, using wireless key fobs or smart phone devices to gain entrance. This can prove helpful in the event you have hired helpers like a maid, nanny or other service provider needing regular access into the home. For those concerned about power outages, most locking systems include two traditional dead bolt keys – which can be used in lieu of electric devices.

3. Security Automation

With wireless technology brings advancement in security, connecting individuals to their homes and properties –even when they’re at work. This means an ability to stay in contact with their home and families, when you need to monitor what’s happening throughout the day. This also means parents will be able to monitor when their children return home, with visual images, two-way talk and text alerts when the door is open. Most security systems also include an integrated system that works to monitor carbon monoxide, abnormal entry and other optional features as well – sending instant alarms if there’s something suspicious.

4. Automated Lighting Systems

Often pictured in science fiction films, automated lights are becoming more common throughout new house builds – having a system arranged on a schedule or timer, or using motion sensors to trip the lights on/off function when in the room.The automated lights are useful for individuals not wanting to return home to an unlit house (especially late at night) or if they’re planning on taking a vacation and want to keep light on throughout the day for pets (or to deter intrusions).

The Future of Smart Homes

In order to optimize and harness the full capacity of smart home automation, manufacturers will have to work to develop technologies based on common open standards that can link into a cohesive system. When looking at households within North America, finding one specific brand throughout all electronic devices is rare, meaning a brand would need to be able to cohesively work with other competing technologies.

It’s a lengthy process to find a collaborative effort that requires complete communication; one that should be able to sync and work interactively with each other throughout the home. While we might not currently be in a totally automated world, as technology continues to expand, it’s not an unreasonable expectation to see continued growth and development in this spectrum of home building.

Engineers and builders in the process of advancing SMART homes anticipate changes in virtually every feature of the home. It starts with the construction of the home: 3D-printing technology has already been used to successfully make a working gun.

If used in construction, this technology known as Contour Crafting, could completely revolutionize the construction industry.

Windows are also getting smart. They are already making windows and walls that can allow adjustable amount of sunlight, fresh air, warmth, and heat in the home.

In the bedroom, self making beds, artificial sunrises customized to the time in which someone wants to wake up, a suggestions from a computer in the closet on outfits to wear based on the weather, activities for the day, and someone’s style.

Bathrooms will eliminate waste on their own. Showers will remember the temperature each individual in the household likes. Heated floors, lit mirrors and heated towels already exist. Some also predict hair styling devices and toothbrushes that work by themselves to get the best clean for its user.

Kitchen advances will include: faster cooking that can boil water in seconds and cook a full chicken in 15 minutes. The kitchen will be able to take an inventory of items it has and record items it needs,  as well as create personalized diets for each individual within the household.

Home Automation - Welcome to the New Age of Homeownership

7 Questions to Ask Your Custom Home Builders in Toronto

Custom-Home-Builders in Toronto

Deciding to hire a custom home builder in Toronto is a major investment of time and energy.

After all, you’re entrusting a company to design, create and build a home specifically tailored to your wants and needs – it shouldn’t be a brash or rushed decision. With hundreds of custom home builders in the GTA, making the final decision can feel overwhelming, but it doesn’t have to be. Consider asking your potential builder the following 7 questions can help you select the right company with confidence.

1. How many years have you been a business?

While this might seem like a basic question, it’s important to dig deeper than the standard “Four years,” response. Although the specific number of years may not be a deal breaker, it’s definitely a positive if the company has been around for a while. A valuable home builder should also feel comfortable providing the details of his company, like how many homes they’ve built, licensing documents and insurance details.

2. Can you provide any references from previous home buyers? Can we arrange a time to see a home you’ve built for another customer?

If the company you’re investigating offers a run around on references or visiting a custom home – take that as a warning sign. Chances are a company that has been around for a while has a compiled list of references you can contact. Follow through with previous customers and ask them about their experiences with the building process and the final result. Take notes for referencing purposes (in the event you’re speaking with multiple companies) and clarify any questions before making a decision.

3. What type of warranty do you provide on your work? Who do I contact if I have a concern?

Although standard wear and tear is expected, if you’re noticing any issues with your home, it’s important to know who to contact – and what the terms of a warranty (if any) include. These terms can vary substantially between companies, so make sure you get everything in writing. Also document any contact details for the builder like email, physical address and phone number – keep them for your records, should you need to discuss details or questions later.

4. How do you compare your workmanship to other builders? What are the benefits of the houses you build

Chances are—a home builder is used to the traditional questions prospective clients ask, so listen to their reaction carefully. Many times, it’s not the actual response given that matters – it’s how they voice it. Watch for any shifting behaviour or long pauses; this might indicate a potential problem. A confident home builder will know why his company excels in specific areas (and lack in others) – but shouldn’t take the opportunity to bad-mouth other companies in the process.

5. Who will manage the construction of my house? Does your company use sub-contractors – if so, are they regularly staffed or hired temporarily?

Having sub-contractors throughout the build is not uncommon – especially when it comes to electrical, plumbing or specific trades that require expertise—but having a short list is important. If your home builder frequently hires sub-contractors temporarily (or through an agency) ask what provisions are in place to ensure quality work is in place. Good custom home builders in Toronto will have a collection of highly qualified professionals (whether subcontractors or staff) that they rely on for the duration of a project.

6. How is the final price of my home determined? How long will my house take to complete?

Both of these questions are largely variable; but a general idea of both should be given. For instance, a home builder in Toronto might not know the total home price until you’ve decided on the features within the home (countertops, cabinets, lighting and any upgrades throughout), but should have a general idea of the price point.

Likewise, the construction of a home can vary depending on the contractors, permit process, and other common issues that can arise during the home building process. While delays sometimes happen, it’s important to have a general idea of completion. Be wary of builders who over-promise; chances are if they’re offering a new home in a time frame that’s much faster than other companies—they might be taking shortcuts on your property.

7. What happens if something goes wrong? How do you handle disruptions or complaints?

Although the most standard response will entail a “see what happens” approach, try to get a better understanding of what the process looks like should you be unhappy during the home building. The final outcome might change depending on the situation (for instance, the wrong design vs. a delay in the completion) but try to get a feeling on how they’d handle complaints.

If the home builder offers a discount or rebate on the home, get it in writing at the time of discussion for your records. No one likes to think of things going wrong, but should it occur during your home build, that documentation will be useful to have.

For over 30 years,  ICFhome.ca has been one of the leading custom home builders in the Greater Toronto Area (GTA). A professional “one-stop-shop”, ICFhome.ca fully managed all home building services from design and planning, to  construction and landscaping of new custom homes.

With innovative architectural design, defined by leading interior designers and carefully crafted by skilled trades, every  home is a singular statement of luxury living forever.

We selectively build a number of fine homes in Toronto to ensure that its high standards are met so that clients can enjoy the home of their dreams. Dreams that are backed by the reality of a comprehensive ICFhome.ca warranty, and reinforced by the Tarion New Home Warranty Program.

If you dream of living in a distinctive and remarkable home, you can trust ICFhome.ca to deliver on time and on budget, the passion, vision and expertise that will transform your dream into reality.

7 Questions to Ask Your Custom Home Builders in Toronto

Top 9 Upgrades That Pay Off at Resale

If you’re purchasing a home from a new home builder, it’s important to consider which, if any, upgrades throughout the home you’d like to have installed.

While it’s important to create the home of your dreams, it’s also important to consider the resale value of you upgrades – in the event you’d like to sell. To help you better understand which upgrades are the best return for retail value; follow these 9 upgrades that pay off at resale.

1. Energy Efficiency

When you’re having a home built, it’s easy to overlook the finer details, which can often start within the walls of your home. Taking the time to ensure your home is energy efficient can not only pay off in the even that you sell the home later on; it can offer substantial savings on your utility bills as well.

With energy costs on the rise, it’s important to consider the potential increase in your utilities – while also considering the overall impact the upgrade will have on the resale of your home.

When having your home designed by a new home builder, you’ll have the option to stick with the basic insulation or purchasing an upgrade to spray foam insulation. The spray foam works by expanding between the joists of your walls – offering a more thorough application than fiberglass. This means your house stays warmer in the cold winter months and cooler in the hot, humid days of summer.

2. Granite Countertops

While it was once considered a sign of luxury, granite countertops are becoming a common feature if custom built homes—with good reason. When you’re deciding on the countertops for the kitchen, many homeowners opt for the cheaper laminate materials, in an attempt to save some money on the purchase price of their home.

By opting for laminate countertops, you might save a few thousand dollars off the initial purchase price (average granite counters sit at $3,500.00) but it’s a decision that may end up costing you more over the long-term.

Over time, laminate can warp, scratch and chip with repeated use – forcing you to replace them when that happens or when you eventually sell your home. Alternatively, granite is made from stone – producing a solid piece of counter space that is much less likely to scratch or chip.

3. Radiant Floor Heating 

Quite a few people have heard of heated floors, especially in the bathrooms – but minimal people realize floor heating is a modern method of heating your entire home. Radiant floor heating works by warming the floor, sending the heat upwards toward the rest of your home – instead of sending the heat out into the air.

While it is a newer method of heating, it’s an energy efficient method that can keep utility costs down. It’s best to install radiant floor heating at the time of home building, making it an innovative product that can increase the value of your home down the road.

4. Whole House Generator

With an increased demand for power, rolling black outs are becoming more common than ever before. Whether this is due to a winter storm or excessive heat wave – sitting in the dark for days can truly take a toll. That’s not to mention the impact it can have on your supplies; food, water, quality of life – with the average blackout ranging between 3-7+ days.

Installing a natural gas generator in the home can help your property run power, even during a city-wide black out. What’s more, opting to install a natural gas generator can improve the value of your home by offering an auxiliary power source.

5. Install an On-Demand Hot Water Heater

Standard water heaters are becoming a thing of the past – especially as more home owners demand energy efficient properties. That’s why installing an on-demand hot water heater is increasing in popularity.

Unlike traditional water heaters, on-demand water heaters offer substantial savings on your water and gas utilities. That’s because it only heats the water on a needed basis. That means you’re not going to have water “heating” at 4am when you’re sound asleep.

6. Upgraded Wiring

The more dependant society becomes the higher impact our devices will have on our electrical systems. That’s why it’s important to have an optimized electrical panel and wiring throughout your new home. By having a higher circuit throughout the house, you’ll be prepared for the increased demand of technology and offer a higher resale value on your home in the future.

Simply adding extra outlets and ceiling fans to certain rooms can make life much more comfortable without costing a fortune.

7. Grass Irrigation System

Landscaping is one of the key areas that can affect your home’s overall value when you decide to sell. Your front lawn is a main focal point for visitors, family, friends and potential home buyers; needing to be cared for throughout the week. Traditional watering methods can flood your lawn or leave burnt “missed” sections – becoming an eye sore over time.

Having an irrigation system installed can help you maintain your property, without having to sacrifice time and energy. Having an irrigation system can help you improve the overall property appearance and increase the value of the home in the event you want to sell.

8. Gas Line to Deck for Barbecue

Anyone who’s ever barbecued understands the frustration when you run out of fuel half way through cooking your hamburgers. Propane can be a costly fuel for a modest outdoor cook; requiring time and money to maintain. While natural gas does cost money to run, it’s often at a fraction of the price of propane.

You’ll never run out of natural gas while you’re cooking, and it’s a major improvement to the outdoor living space. Many potential buyers look for added perks like natural gas lines when buying a home – which can help you increase the overall resale value.

9. Overall Kitchen Upgrades

In a room you use every day, it’s important that the space is functional and practical. Cabinets are expensive to replace later. Installing high-quality cabinets will improve durability and appeal throughout the years – while continuing to help the resale value of your home when you decide to sell.

Look for key features like soft-close doors, high-quality handles and products that hold an overall cosmetic appeal, as well as both deepening and lengthening cabinets to ceiling height for a sleek, custom look and extra storage.

Top 9 Upgrades That Pay Off at Resale