Home Mortgage Financing

ICFhome.ca and "The Mortgage Store" have joined forces to give you the best possible home mortgage financing and home buying solution.

We work for you, not the bank, or we help overcome any issues on your behalf in finding you the best possible solution.

Generally speaking, rates can only be guaranteed for up to 120 days or 4 months, so if it takes longer than that to complete the home then the rate can change.

One of the many benefits of using our services is that we monitor your file and make periodic requests to extend the guaranteed mortgage rate, so as to protect you as much as possible in a rising interest rate environment.

Equally as important, we offer you a choice of over 100 mortgage products from 30 different lenders, and we package up your application for you and shop for the best rate and terms possible, in most cases better than what you can obtain from your bank.

If your credit is acceptable, then there is no charge for our services because the lender will pay us what is know as a ‘finder’s fee’. If however, you are not ‘bankable’ and are considered a non prime borrower, then (in most cases) we can still find you home mortgage financing but a fee may apply for our services.

If you have never used a mortgage broker, then perhaps it’s time you did, because you have nothing to lose and everything to gain. Our industry now originates 1 in every 3 mortgages in Canada, and within ten years that statistic will be 3 of 4 just like to USA.

Aside from more products to choose from (many with better repayment terms), you will receive invaluable, unbiased professional advice (you will not get from your bank) and personalized service that is ‘second to none’. The bottom line? Less hassle, better service, and a better end result for you.

Original Article: http://www.ontario-home-builder.com/Get_Financing.html